Compare among 3
Legacy Plans

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

¹There are 2 premium options - Minimum Premium Option and Higher Premium Option for customer to choose from at application. A Higher Premium Option allows customer to start the policy with a higher fund at inception to pay for future policy charges and/or support a longer policy sustainability.

²Subject to prevailing participation rates. The average participation rate is 70.0% in policy illustration, and the guaranteed minimum participation rate is 40.0%.

³The S&P 500 FC TCA 0.5% Decrement Index (USD) ER (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“S&P DJI”) and has been licensed for use by Prudential Assurance Co. Singapore (Pte) Ltd. (“Prudential”). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Fast Convergence and FC are trademarks of BofA Securities, Inc. and/or its affiliates (“BofAS”). BofAS has licensed the Fast Convergence (FC) patented methodology and related trademarks to S&P DJI for use in the Index. Prudential’s products are not sponsored, endorsed, sold or promoted by S&P DJI, Dow Jones, S&P, BofAS or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index. For details on S&P 500 FC Index, you may visit: https://www.spglobal.com/.

⁴Regular premium payment of 3 to 30 years apply to USD denominated policies. For SGD denominated policies, only a premium paying term of 5 years is applicable.

⁵On death or terminal illness of the life assured
(a) before Multiplier Benefit expiry age 85 or 100, we pay the higher of:
     (i) The sum assured for death plus all non-guaranteed bonuses; or
     (ii) The Multiplier Benefit, less any amounts owing to us.
(b) after Multiplier Benefit expiry age 85 or 100, we pay the sum assured for death plus all non-guaranteed bonuses, less any amounts owing to us.
(c) Multiplier Benefit expiry age 100 option is not applicable to PRULife Vantage Achiever Prime (USD) and PRULife Vantage Achiever Prime II (SGD) Regular Premium.

⁶Change of life assured is only allowed after two years from policy start date for single premium policy and after premium paying term for regular premium policy.

⁸The interest rate is not guaranteed and is subject to change.

⁷If death is due to an accident, the Accidental Death Benefit will be the higher of:
(a) 105% of total premiums paid (excluding premiums paid for supplementary benefits (if any)); or
(b) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any amounts you owe us.

Death Benefit will be the higher of:
(a) 101% of total premiums paid (excludes premiums paid for supplementary benefits (if any)); or
(b) 101% of the surrender value as at the time of death, plus any cash benefit left with us, less any amounts you owe us.