Wealth Accumulation | Savings

PRUAssure IndexRewards

Boost your income with Index-linked returns to help you flourish and fortify life’s best moments.

What is PRUAssure IndexRewards?


Cherishing the special moments in life is important and should not be missed. Your life priorities and financial responsibilities need to stay on track in tandem so that you can flourish today and enjoy life’s best moments.

Enjoy your life without worries with PRUAssure IndexRewards, a US dollar (USD) Single Premium, non-participating endowment plan that is designed to boost and diversify your income growth potential linked to an Index.

The plan enables you to flourish in life by receiving Yearly Cash Benefits1 from uncapped Index-linked returns2 with an agile, globally diversified Index, and fortifying savings from market downside with capital guaranteed at maturity3.

Have the confidence to enjoy life’s best moments today!

Important Information

Footnotes

1Yearly Cash Benefit is non-guaranteed.

2Subject to prevailing participation rate. The participation rate is subject to change every year at the start of a new segment.

3Capital is guaranteed upon maturity only if there is no partial withdrawal made throughout the policy term.

4Upon accidental death of the life assured, we will pay 105% of the Single Premium, less any outstanding amount payable. If the death occurs from non-accidental causes, we will pay 101% of the Single Premium, less any outstanding amount payable. Should there be any partial withdrawal made during the policy term, the Single Premium and death benefit will be reduced accordingly.

Paying for your premium

Easily make payments for your USD denominated policy, even if you don’t have a USD account.

Upon receipt of your acceptance letter, after submitting a policy application, you can proceed to make a premium payment.

Telegraphic Transfer (preferred option)

You can make a telegraphic transfer from your USD or SGD account, via your bank’s branch, internet or mobile banking service. It’s quick and easy, click here for a step-by-step guide.

Bank charges apply.

USD Cheque (preferred option)

You can issue a USD denominated cheque from your USD account.

  • Issue the cheque to : PACS-USD
  • Indicate your Policy Number, Contact Number and the words Premium Payment on the back of your cheque.
  • Drop your cheque at our Customer Service Centre located at Marina One East Tower Level 1 or mail it to Prudential Assurance Company Singapore (Pte) Limited, Robinson Road P.O.Box 492, Singapore 900942

SGD FAST Transfer#

You can make a FAST transfer from your SGD account.

  • Convert your USD premium amount to SGD using our indicative exchange rate
  • Make a FAST Transfer to Prudential Singapore’s account with Standard Chartered Bank, Account No. 01-0519296-1
  • Indicate your Policy Number and Contact Number in the comments
  • For a step-by-step guide, click here.

SGD Cheque#

You can issue an SGD Cheque from your SGD account.

  • Convert your USD premium amount to SGD using our indicative exchange rate
  • Issue the cheque to : Prudential Assurance Company (S) P/L
  • Indicate your Policy Number, Contact Number and the words Premium Payment on the back of your cheque.
  • Drop your cheque at our Customer Service Centre located at Marina One East Tower Level 1 or mail it to Prudential Assurance Company Singapore (Pte) Limited, Robinson Road P.O.Box 492, Singapore 900942

# Amounts received in SGD will be converted to USD at our prevailing rates when your payment is processed. In event there is a significant excess payment or short payment, we will contact you to settle the difference.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 2 January 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

UBS Disclaimer

UBS AG AND ITS AFFILIATES (“UBS”) DO NOT SPONSOR, ENDORSE, SELL, OR PROMOTE PRUASSURE INDEXREWARDS (THE “PRODUCT”). A DECISION TO PURCHASE THE PRODUCT SHOULD NOT BE MADE IN RELIANCE ON ANY OF THE STATEMENTS SET FORTH IN THIS DOCUMENT. PROSPECTIVE INVESTORS ARE ADVISED TO PURCHASE THE PRODUCT ONLY AFTER CAREFULLY CONSIDERING THE RISKS ASSOCIATED WITH PURCHASING THE PRODUCT, AS DETAILED IN ANY PRODUCT INFORMATION THAT IS PREPARED BY OR ON BEHALF OF PRUDENTIAL ASSURANCE COMPANY SINGAPORE (PTE) LTD. (“LICENSEE”), THE ISSUER OF THE PRODUCT. UBS HAS LICENSED CERTAIN UBS MARKS AND OTHER DATA TO LICENSEE FOR USE IN CONNECTION WITH THE PRODUCT AND THE BRANDING OF THE PRODUCT, BUT UBS IS NOT INVOLVED IN THE CALCULATION OF THE PRODUCT, THE CONSTRUCTION OF THE PRODUCT’S METHODOLOGY OR THE CREATION OF THE PRODUCT, NOR IS UBS INVOLVED IN THE SALE OR OFFERING OF THE PRODUCT, AND UBS DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE PRODUCT.

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