PRUAssure IndexRewards

¹Yearly Cash Benefit is non-guaranteed.

²Subject to prevailing participation rate. The participation rate is subject to change every year at the start of a new segment.

³Capital is guaranteed upon maturity only if there is no partial withdrawal made throughout the policy term.

⁴Upon accidental death of the life assured, we will pay 105% of the Single Premium, less any outstanding amount payable. If the death occurs from non-accidental causes, we will pay 101% of the Single Premium, less any outstanding amount payable. Should there be any partial withdrawal made during the policy term, the Single Premium and death benefit will be reduced accordingly.

Easily make payments for your USD denominated policy, even if you don’t have a USD account.

Upon receipt of your acceptance letter, after submitting a policy application, you can proceed to make a premium payment.

Telegraphic Transfer (preferred option)

You can make a telegraphic transfer from your USD or SGD account, via your bank’s branch, internet or mobile banking service. It’s quick and easy, click here for a step-by-step guide.

Bank charges apply.

USD Cheque (preferred option)

You can issue a USD denominated cheque from your USD account.

• Issue the cheque to : PACS-USD
• Indicate your Policy Number, Contact Number and the words Premium Payment on the back of your cheque.
• Drop your cheque at our Customer Service Centre located at Prudential Tower, 30 Cecil Street, #01-01 or mail it to Prudential Assurance Company Singapore (Pte) Limited, Robinson Road P.O.Box 492, Singapore 900942

SGD FAST Transfer^#

You can make a FAST transfer from your SGD account.

• Convert your USD premium amount to SGD using our indicative exchange rate
• Make a FAST Transfer to Prudential Singapore’s account with Standard Chartered Bank, Account No. 01-0519296-1
• Indicate your Policy Number and Contact Number in the comments
• For a step-by-step guide, click here.

SGD Cheque^#

You can issue an SGD Cheque from your SGD account.

• Convert your USD premium amount to SGD using our indicative exchange rate
• Issue the cheque to : Prudential Assurance Company (S) P/L
• Indicate your Policy Number, Contact Number and the words Premium Payment on the back of your cheque.
• Drop your cheque at our Customer Service Centre located at Prudential Tower, 30 Cecil Street, #01-01 or mail it to Prudential Assurance Company Singapore (Pte) Limited, Robinson Road P.O.Box 492, Singapore 900942

^# Amounts received in SGD will be converted to USD at our prevailing rates when your payment is processed. In event there is a significant excess payment or short payment, we will contact you to settle the difference.

1. Promotion Details

1. Definitions:
   1. “Prudential” means Prudential Assurance Company Singapore (Pte) Limited.
   2. “Promotion Period” means the period between 1 May 2025 and earlier of (1) 30 June 2025 (both dates inclusive) or (2) until the pre-determined tranche size is reached.
   3. “Eligible Customer” means policyholder whose proposal for the Eligible Single Premium Insurance Plan is submitted to and incepted by Prudential during the Promotion Period having satisfied the eligibility criteria below.
   4. “Eligible Single Premium Insurance Plan” means PRUAssure IndexRewards that meets the criteria as stated in Promotion Table below.
   5. “Promotional Participation Rate” means the first policy year or first segment Participation Rate awarded to qualifying policies in this Promotion.
   6. “First Segment” means the segment created in the first policy year.
   7. “Promotion Table” means Promotion Table below.
      
      

      Promotion Table

      Eligible Single Premium Insurance Plan	Minimum Single Premium (USD)	Promotional Participation Rate*
      PRUAssure IndexRewards	All premiums	120.00%

      
      

      Footnotes
      ^* The Promotional Participation Rate is guaranteed at 120.00% for the first policy year/ first segment only. Thereafter, the applicable participation rates for the policy will be declared on a yearly basis.

2. Eligibility
   

   To be eligible for the Promotion, the Eligible Customer has to satisfy the following requirements in order to receive the Reward (as defined in Promotion Table):

   1. The Eligible Customer’s proposal for an Eligible Single Premium Insurance Plan is submitted to and incepted by Prudential during the Promotion Period.
   2. This Promotion is valid for single premium payment mode only.
   3. The promotion is on a first-come-first-served basis subject to the available tranche limit for the Eligible Single Premium Insurance Plan pre-determined by Prudential at its sole discretion. If the tranche is fully subscribed, Prudential reserves the right to reject all subsequent applications for the Eligible Single Premium Insurance Plan, even if they are submitted within the Promotion Period.
   4. The Promotional Participation Rate is not applicable should the Eligible Single Premium Insurance Plan be Not Taken Up and subsequently reopened, or the Eligible Single Premium Insurance Plan has lapsed and subsequently reinstated.
3. Promotional Participation Rate
   
   1. An Eligible Customer is entitled to receive the Promotional Participation Rate in the first policy year/ first segment in accordance with the Promotion Table above.
   2. The Eligible Customer is entitled to receive the Promotional Participation Rate for every Eligible Single Premium Insurance Plan so long as it fulfils the criteria set out in the Promotion.

B. General Terms and Conditions

1. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these Terms and Conditions contained herein and any other instructions, terms and conditions that Prudential may issue from time to time.  
2. Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit an Eligible Customer’s ability to participate in the Promotion.
3. Prudential has the sole and absolute discretion to exclude any Eligible Customer from participating in the Promotion without any obligation to furnish notice and/or reason.
4. Prudential reserves the right to disqualify or disregard any Eligible Customer who does not comply with the Terms and Conditions.
5. Prudential may at its discretion forfeit the Promotional Participation Rate, or, if already awarded, reclaim the Promotional Participation Rate and revert to the pre-determined policy Participation Rate at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Promotional Participation Rate.
6. Prudential reserves the right to replace the Promotional Participation Rate with items of similar value at any time without prior notice.
7. Prudential reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customer’s claim to the Promotional Participation Rate. Prudential is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
8. The Promotional Participation Rate is not exchangeable for cash, credit or any other items of equivalent value. The validity period of the Promotional Participation Rate is non-extendable.
9. The Promotion is not valid in conjunction with other promotions carried out by Prudential.
10. By participating in this Promotion, each Eligible Customer agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Customer by/to Prudential, advertising and promotional agencies of the Promotion and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Promotion and Promotional Participation Rate.
11. If an Eligible Customer provides Prudential with personal data of any third party, that Eligible Customer hereby: 
    
    1. Agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
    2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.
    The Eligible Customer warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Eligible Customer provides to Prudential is true, accurate and complete.
12. Prudential shall not be liable for any third party’s misuse of the Eligible Customer’s submitted information and photograph as a result of the Eligible Customer taking part in the Promotion.
13. Unless prohibited by law, participation in the Promotion constitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Customer’s names, and/or likeness for advertising and promotional purposes. Each Eligible Customer further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Customer taken or made in connection with the Promotion shall vest solely and absolutely in Prudential without any compensation to the Eligible Customer.
14. Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion. Prudential’s determination of all matters in connection with the Promotion and the Promotional Participation Rate shall be final, binding and conclusive. Prudential is not obliged to give any reason or prior notice on any matter concerning the Promotion or the Promotional Participation Rate.  No appeal, correspondence or claims will be entertained. Prudential has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to receive the Promotional Participation Rate. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
15. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of any Promotional Participation Rate, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
16. In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Terms and Conditions shall prevail.
17. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotional Participation Rate, are the property of their respective owners. Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
18. Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy. 
19. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
20. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions. 

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 7 May 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

UBS AG AND ITS AFFILIATES (“UBS”) DO NOT SPONSOR, ENDORSE, SELL, OR PROMOTE PRUASSURE INDEXREWARDS (THE “PRODUCT”). A DECISION TO PURCHASE THE PRODUCT SHOULD NOT BE MADE IN RELIANCE ON ANY OF THE STATEMENTS SET FORTH IN THIS DOCUMENT. PROSPECTIVE INVESTORS ARE ADVISED TO PURCHASE THE PRODUCT ONLY AFTER CAREFULLY CONSIDERING THE RISKS ASSOCIATED WITH PURCHASING THE PRODUCT, AS DETAILED IN ANY PRODUCT INFORMATION THAT IS PREPARED BY OR ON BEHALF OF PRUDENTIAL ASSURANCE COMPANY SINGAPORE (PTE) LTD. (“LICENSEE”), THE ISSUER OF THE PRODUCT. UBS HAS LICENSED CERTAIN UBS MARKS AND OTHER DATA TO LICENSEE FOR USE IN CONNECTION WITH THE PRODUCT AND THE BRANDING OF THE PRODUCT, BUT UBS IS NOT INVOLVED IN THE CALCULATION OF THE PRODUCT, THE CONSTRUCTION OF THE PRODUCT’S METHODOLOGY OR THE CREATION OF THE PRODUCT, NOR IS UBS INVOLVED IN THE SALE OR OFFERING OF THE PRODUCT, AND UBS DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE PRODUCT.