Health Protection | Medical

PRUHospital Care360

Affordable care that keeps you going during hospitalisation, because life doesn't wait.
Enjoy 20% off first-year premium* when you sign up for PRUHospital Care360 today!

*Terms and conditions apply.
Learn more
 

What is PRUHospital Care360?


We all know how important it is to rest and recover when health issues strike. Even when your body needs a break, life and its responsibilities keep moving.

Hospitalisation often brings more than just health concerns. It may cause income loss, add unexpected expenses not fully covered by health insurance, and disrupt your financial plans. That’s a lot to handle at a time when you should be focused on getting better.

This hospital income plan is designed to provide income support when you can't work, comprehensive 360° care that goes beyond hospitalisation, and coverage without a premium price tag.

PRUHospital Care360 keeps your life moving, even when you’re at rest.

Important information

Footnotes

1

Payable once for each hospitalisation and only if at least 3 days of the Daily Hospital Income Benefit is payable.

2

Payable for day surgeries in a hospital and if the surgical procedure is listed in MOH's Table of Surgical Procedures (TOSP) tables 1 to 7 (as at the date of the surgery) and which does not require hospitalisation. Procedures listed as Minor Surgical Procedures in the TOSP tables will be excluded.

3

Payable only if at least 3 days of the Daily Hospital Income Benefit is payable.

4

Based on the monthly premium for Plan 1, for ages 16 to 30.

5

The preventive screening includes blood sugar, blood pressure, lipid test and body mass index (BMI) assessment at no cost. Policyholders who have been previously diagnosed with Diabetes/Hypertension/ Hyperlipidemia and are undergoing treatment with a GP will not be eligible as they would already be on existing medication prescribed by their attending physician.

6

Singaporean children between 2 and 18 months will be eligible for full subsidies if they are the Life Assured of the PRUHospital Care360 policy. Senior vaccinations are available for individuals aged 65 and above.

Terms and Conditions of PRUHospital Care360 Promotion (“Promotion”)

A. Promotion Details 

  1. Definitions:
    1. “Prudential” means Prudential Assurance Company Singapore (Pte) Limited.
    2. “Promotion Period” means the period between 6 May 2025 and 31 Dec 2025 (both dates inclusive).
    3. “Eligible Customer” means policyholder whose proposal for the Eligible Insurance Plan is submitted to and incepted by Prudential during the Promotion Period having satisfied the eligibility criteria below. 
    4. “Eligible Insurance Plan” means PRUHospital Care360 that meets the criteria as stated in the Promotion Table below.
    5. “Discount” means the percentage discount given to the Eligible Customer as stated in the Promotion Table below.
    6. “Promotion Table” means the Promotion Table below.
    7. Promotion Table

      Eligible Insurance Plan First-year Premium Discount1
      PRUHospital Care360 20%

      Footnote
      1 PRUHospital Care360 is a yearly renewable policy. Discount will be applied on the premium payable for the first policy year only. Premium payable for the basic policy in the first policy year includes additional premiums payable due to substandard loadings, if any.

  2. Eligibility

    To be eligible for the Promotion, the Eligible Customer has to satisfy the following requirements in order to receive the Discount (as defined in the Promotion Table):

    1. The Eligible Customer’s proposal for the Eligible Insurance Plan is submitted to and incepted by Prudential during the Promotion Period.
    2. This Promotion is valid for all premium terms (monthly, quarterly, half-yearly, and annually) as applicable to the Eligible Insurance Plan.
    3. The Discount is not applicable should the Eligible Insurance Plan be Not Taken Up and subsequently reopened, or the Eligible Insurance Plan has lapsed and subsequently reinstated.
    4. If the Eligible Customer's proposal for the Eligible Insurance Plan fulfils the criteria of other promotions carried out by Prudential, the promotion with the higher value will be granted to the Eligible Customer (unless otherwise stated).
  3. Discount
    1. An Eligible Customer is entitled to receive the Discount in accordance with Promotion Table.
    2. The Discount will be applied on the total premiums payable for the basic policy including the additional premiums payable due to substandard loadings for the first policy year only.
    3. The Discount in this promotion shall be on a ‘per-policy’ basis subject to the Terms and Conditions of this Promotion.
    4. The Discount in this Promotion is not applicable should the Eligible Insurance Plan be cancelled within the fourteen (14) day free-look period. The premium amount refunded will be based on the premium amount paid by the Eligible Customer.
    5. The Discount will be applied automatically at policy issuance upon meeting the eligibility criteria


B. General Terms and Conditions

  1. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these Terms and Conditions contained herein and any other instructions, terms and conditions that Prudential may issue from time to time.
  2. Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit an Eligible Customer’s ability to participate in the Promotion.
  3. Prudential has the sole and absolute discretion to exclude any Eligible Customer from participating in the Promotion without any obligation to furnish notice and/or reason.
  4. Prudential reserves the right to disqualify or disregard any Eligible Customer who does not comply with the Terms and Conditions.
  5. Prudential may at its discretion forfeit the Discount, or, if already awarded, reclaim the Discount at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Discount.
  6. Prudential reserves the right to replace any Discount with items of similar value at any time without prior notice.
  7. Prudential shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Discount.
  8. Prudential reserves the right to deal with any unclaimed Discount in any manner it deems fit. Prudential reserves the right to request for Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customer’s claim to the Discount at the time of Discount allocation. Prudential is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
  9. The Discount is not exchangeable for cash, credit or any other items of equivalent value. The validity period of the Discount is non-extendable. Prudential will be under no obligation to replace or pay to Eligible Customers the value of any Discount that are not utilised by the Eligible Customers before the end of the validity period of the Discount as may be stipulated by Prudential and/or relevant merchants.
  10. The Promotion is not valid in conjunction with other promotions carried out by Prudential.
  11. By participating in this Promotion, each Eligible Customer agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Customer by/to Prudential, advertising and promotional agencies of the Promotion and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Promotion and redemption of Discount.
  12. If an Eligible Customer provides Prudential with personal data of any third party, that Eligible Customer hereby:
    1. Agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
    2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.

    The Eligible Customer warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Eligible Customer provides to Prudential is true, accurate and complete.

  13. Prudential shall not be liable for any third party’s misuse of the Eligible Customer’s submitted information and photograph as a result of the Eligible Customer taking part in the Promotion.
  14. Unless prohibited by law, participation in the Promotion constitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Customer’s names, and/or likeness for advertising and promotional purposes. Each Eligible Customer further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Customer taken or made in connection with the Promotion shall vest solely and absolutely in Prudential without any compensation to the Eligible Customer.
  15. Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion. Prudential’s determination of all matters in connection with the Promotion and the Discount shall be final, binding and conclusive. Prudential is not obliged to give any reason or prior notice on any matter concerning the Promotion or the Discount. No appeal, correspondence or claims will be entertained. Prudential has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to receive the Discount. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
  16. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of any Discount, and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.
  17. Prudential makes no warranty or representation as to the quality, merchantability or fitness for the purpose of the merchants’ goods and services in respect of the rewards. Any dispute about the same must be resolved directly with the merchant. Merchant terms and conditions apply.
  18. In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Terms and Conditions shall prevail.
  19. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Discount, are the property of their respective owners. Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
  20. Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
  21. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
  22. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

Important Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents which can be obtained from your Prudential Financial Representative.

The information on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 6 May 2025.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

We’re here to help

Start your financial planning journey with us today. Our Financial Representative will be in touch to assist you.

* All fields are mandatory

Are you a EU resident individual?
By submitting this form, I confirm that I have read, understood and given my consent

Or give us a call: 1800 333 0333